Novice property buyers, buyers who can not set up a large down payment, customers purchasing a low- to mid-priced home, buyers seeking to buy and enhance a home with a single home mortgage (203k program). Debtors purchasing a high-end house; those able to put up a deposit of 10 percent or more.Non-veterans; veterans and active service members who have exhausted their basic privilege or who are aiming to buy financial investment property. Novice buyers with young families; those presently residing in congested or out-of-date real estate; residents of rural areas or small communities; those with restricted incomes Urban dwellers, households with above-median earnings; bachelors or couples without children.