However, there is a relationship between age and gender. According to information from The Zebra, boys tend to pay about 14% more for protection. The gap in expenses for coverage gets smaller sized as boys approach their mid-20s. However, 6 states California, Hawaii, Massachusetts, Pennsylvania, North Carolina, and Montana don't allow gender as a factor in premium pricing. For transgender and nonbinary individuals, automobile insurance coverage prices is normally computed by the gender marker showed on a chauffeur's license. In states where X is a gender choice on driver's licenses consisting of Oregon, California, Maine, and quickly New York insurance companies are still determining how to calculate costs (What is term life insurance).While an 18-year-old's insurance coverage averages $2,667. 89 each year, the average 30-year-old's cost drops to $1,883. 93. Automobile insurance expenses tend to fall with age. However, that makes insuring a teen motorist extremely pricey. However, it's also crucial to bear in mind that it will vary from person to person, regardless of your age based upon other elements like your driving history. Here's the breakdown of the typical vehicle insurance coverage expense throughout age, according to data from Savvy. The listed below information is based upon 49,928 insurance policy holders with a similar chauffeur profile. This information was offered to Organization Insider by Savvy. In some methods, it's sensible: the more automobiles you have on your policy, the higher your cars and truck insurance coverage expenses. How does health insurance work.