The insurance for the at-fault event will not pay for your lost salaries in the instant consequences of the crash. You can make use of PIP protection if you were harmed in a car crash or one more car crash, or you may have the ability to obtain short-term or lasting disability benefits with your company. These insurance companies normally will require to be compensated when and if you obtain a negotiation. If you have vacation time, ill time, paid time off, or other kinds of "compensation" time with your employer, you can make use of these also.