You might think the two biggest decisions you need to make when booking a trip is how you're going to get there and where you're going to stay. Whether you buy travel insurance is another question worth asking. In many cases, getting travel insurance is a great decision to cover your non-refundable travel costs. I'll explain why. While you're never ever needed to buy travel insurance coverage, it's a good concept for more expensive trips. The last thing you want to see is thousands of dollars in non-refundable purchases vaporize since of an unexpected occasion. You can follow these below tips to you assist you decide when travel insurance deserves it.