The adhering to are some other things to think about when comparing loans offered by different lending institutions - as well as which might vary considerably from what your routine financial institution is offering. If you obtained a transfer/sale notification from a new servicer however not your existing one, contact the last. " It is not uncommon for fraudsters to inform debtors to redirect lending repayments," claims Whitman. A declaration that the transfer will certainly not impact any terms or conditions of your mortgage, except those directly pertaining to the maintenance of the lending. " As an example, state your agreement states that you were allowed to pay real estate tax and also insurance coverage costs on your own.