by Nicole Dieker If you're asking yourself whether life insurance coverage deserves it, the answer is simple. Yes, life insurance is worth it specifically if you have actually liked ones who depend on you financially. Life insurance coverage acts as an important monetary safety internet if you were to pass away suddenly.Discover more about term life insurance, how it works and why it might be a vital part of your financial strategy. Term life insurance coverage is worth it if you're aiming to assist ensure monetary security for your household at an affordable cost (how does life insurance work). It's a simple, cost effective kind of life insurance coverage that covers your family for a set amount of time, usually 10, 15, 20 or 30 years.