The Backed Local Suppliers (ELP) program was formed in 2001 by America's leading voice on individual financing, Dave Ramsey, to help individuals find credible, top-tier specialists who meet Dave's requirements for exceptional service.Here are some highlights: The 3 gain access to points to house, car, and business insurance are as follows: Head out and get your own insurance plan using a web website or calling a hotlineA regional branch of a big insurance company. The term "hostage" suggests the local representative works for the business. A small company that provides access to several insurance business and guidance about which company and protection is best for you.