Processors are typically faced with deadlines, leading to a fast-pace work environment. Once a home mortgage application is submitted by a loan officer and received by a processor, it is then examined by a home loan underwriter, who makes the financial approval or rejection choice. For instance, a home mortgage underwriter normally confirms a candidate's earnings by submitting the required forms.Companies may utilize manual or automated underwriting processes. According to a June 2010 post by Sindhu Dundar of FINS, a monetary career website, analytical and good communication skills benefit those who prefer a profession as a home loan underwriter. Escrow officers are responsible for assisting in the legal exchange of property property from one party to another.