Processors are typically faced with deadlines, resulting in a fast-pace work environment. When a home loan application is sent by a loan officer and received by a processor, it is then evaluated by a home mortgage underwriter, who makes the financial approval or rejection decision. For instance, a home loan underwriter normally verifies a candidate's earnings by filing the necessary forms.Companies might utilize manual or automated underwriting processes. According to a June 2010 post by Sindhu Dundar of FINS, a financial career website, analytical and excellent communication skills benefit those who prefer a profession as a home loan underwriter. Escrow officers are accountable for facilitating the legal exchange of realty residential or commercial property from one party to another.