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Whether you're self-employed, jobless, or covered under a company's health-care plan, discovering economical medical insurance can be a discouraging, time-consuming process. Throw in debate around the Affordable Care Act (ACA), and finding precise, reliable info can be a nightmare. Sure, low-cost medical insurance exists, but qualifying can be tricky, and you'll wish to be sure the coverage isn't too skimpy to cover your needsIn this article, I cover the real expenses of going uninsured, what health care reform implies for you, and basic tips that will help you get the best offer on health protection.Regrettably, depending on when you read this, you've probably missed out on the 2019 open enrollment window, which went from Thursday, Nov. 1, 2018, to Saturday, Dec. 15, 2018. After that date, your enrollment alternatives in many states will be very limited until late 2019, unless you have a certifying life event such as marrying, losing your task, or having a kid, for instance.