First-time property buyers, purchasers who can not set up a large deposit, customers purchasing a low- to mid-priced home, buyers seeking to buy and improve a home with a single mortgage (203k program). Borrowers buying a high-end house; those able to set up a down payment of 10 percent or more.Non-veterans; veterans and active service members who have actually tired their basic entitlement or who are aiming to acquire investment residential or commercial property. Newbie buyers with young families; those currently residing in crowded or out-of-date real estate; locals of backwoods or small neighborhoods; those with limited incomes Urban residents, homes with above-median incomes; single individuals or couples without kids.