Whether you're self-employed, jobless, or covered under a company's health-care plan, discovering budget-friendly health insurance coverage can be a discouraging, time-consuming process. Include debate around the Affordable Care Act (ACA), and finding precise, reputable info can be a nightmare. Sure, cheap medical insurance exists, however certifying can be challenging, and you'll want to be sure the protection isn't too skimpy to cover your needsIn this article, I cover the real expenses of going uninsured, what healthcare reform means for you, and basic ideas that will help you get the very best offer on health protection.Regrettably, depending on when you're reading this, you've most likely missed the 2019 open enrollment window, which went from Thursday, Nov. 1, 2018, to Saturday, Dec. 15, 2018. After that date, your enrollment choices in the majority of states will be extremely restricted till late 2019, unless you have a certifying life occasion such as getting married, losing your job, or having a kid, for instance.