Newbie property buyers, purchasers who can not put up a big deposit, customers acquiring a low- to mid-priced home, buyers seeking to purchase and enhance a home with a single home loan (203k program). Debtors acquiring a high-end home; those able to put up a down payment of 10 percent or more.Non-veterans; veterans and active service members who have exhausted their basic privilege or who are seeking to acquire financial investment property. First-time buyers with young households; those presently residing in crowded or outdated real estate; homeowners of backwoods or little neighborhoods; those with minimal incomes Urban dwellers, homes with above-median earnings; bachelors or couples without kids.